One-of-a-kind Necklace This stunning necklace started its life as an earring. I purchased this single earring as the mate was lost. Dating to the Victorian period, the 15K earring, now pendant, has beautiful rubies and rose-cut diamonds. I had my goldsmith add a nice 14k yellow gold 18" chain to create this unique and stunning necklace. Retail Value: $1,150 I offer a 6 month layaway on most items purchased for full retail price, please inquire if you are interested in setting up a layaway. Items ship when payment is complete. Ruby Lane has changed the layaway plan options-you now can select layaway in the purchase order and select the terms you are comfortable with. I also accept: Check Zelle CC through PayPal CC through square Afterpay through Square-Afterpay is a buy now, pay later (BNPL) service that allows customers to pay for online orders in four interest-free payments over six weeks. Selecting this option your purchase will need to be approved through Afterpay-if your purchase is approved I will ship the item to you as your payments will be processed through Afterpay.